If you want to discover a few handy tips on how to live in an urban metropolis without spending a small fortune on living expenses each month, continue reading to discover a variety of cost-saving tips designed for individuals who live in large, cosmopolitan cities.
Budgeting tips for living in a metropolis:
1. Use public transportation as much as possible
Most urban cities offer world-class public transportation systems which make getting around simple. If you choose to take public transportation on a daily basis, not only will you be able to avoid traffic but you’ll also be able to cut your transportation budget in half.
2. Alternatively, consider carpooling to work with your work colleagues
If you don’t enjoy paying a small fortune on parking your car in a public carpark each day, why not talk to some of your colleagues about carpooling to work together on a daily basis. As you’ll be able to split the cost of parking your car and fueling your car between 2-5 individuals.
3. Ask your employer whether you can work from home 1-2 days per week
Depending on your job, you may be able to work from home, using your laptop, 1-2 days per week. Which will allow you to save money as your weekly transportation costs and food budget will decrease as a result.
4. Limit how many times you eat out on a weekly basis
If you live in a large urban metropolis, it can be tempting to eat out every night. In order to avoid blowing out your food weekly budget, it’s well worth placing a limit on the number of meals which you eat at cafes and restaurants each week.
5. Use review websites such as Yelp in order to find inexpensive eateries in your area
If you love dining out, it’s also a wise idea to use review websites such as Yelp in order to find inexpensive eateries, which offer affordable meals. Instead of frequently eating at establishments which charge upwards of $20 for a decent sized main meal. As who knows, you just might find your new favorite eatery.
6. Make sure to sign up for loyalty programs at your favorite cafes and stores
In order to be able to take care of exclusive discounts, it’s well worth signing up for as many loyalty schemes as possible. As you’ll save hundreds of dollars in the long term if you make the most of the amazing benefits which most loyalty programs offer.
7. Socialize at home, instead of hanging out at expensive bars
If you’re tired of spending upwards of a hundred dollars every time you hit the town with your friends, offer to host your friends instead. As your friends will also love the opportunity to socialize with their friends, without having to spend a small fortune on beers and bar snacks.
So what are you waiting for? If you’d love to cut your monthly budget in half and live in a large, metropolitan city, it’s well worth utilizing all of the cost-saving tips listed above!